Privacy Policy

Effective date: September 22, 2026

FR44Fast.com ("we," "us," or "our") is operated by Cochran Insurance Agency, Inc. This policy explains what information we collect through fr44fast.com and its city pages (the "Site"), how we use it, and the choices you have.

1. Information We Collect

• Information you provide directly — your name, phone number, and ZIP code, along with the type of filing you need, when you submit our quote form or call us.
• Chat assistant conversations — if you use the chat widget on our Site, the questions you type and the assistant's answers may be logged for quality review and to improve the assistant. Do not share sensitive personal information (such as Social Security numbers or financial account numbers) in the chat — call us directly for anything sensitive.
• Automatically collected information — standard technical information such as IP address, browser type, device type, and pages visited, generally for security and site performance purposes.

2. How We Use Your Information

• To respond to your quote request and questions
• To shop your FR-44 or SR-22 filing across the Virginia insurance companies we compare
• To communicate with you about your filing by phone, email, or text if you've provided consent to be contacted that way
• To improve our Site and chat assistant
• To comply with legal and regulatory obligations, including Virginia DMV filing requirements and state insurance regulations

We do not sell your personal information to third parties. We share information with the insurance carriers we compare on your behalf as necessary to obtain quotes and file your certificate with the Virginia DMV, and with service providers who help us operate the Site.

3. Text Messages & Phone Calls

If you provide your phone number and submit our quote form or otherwise opt in, we'll use it to follow up about your filing. Message and data rates may apply. Reply STOP to any text to opt out at any time, and you can ask us to stop calling at any time. Providing consent to be contacted is never a condition of purchasing insurance from us.

4. Your Privacy Rights (Virginia Residents)

Under the Virginia Consumer Data Protection Act (VCDPA), Virginia residents have the right to:

• Confirm whether we are processing your personal data, and access it
• Correct inaccuracies in your personal data
• Request deletion of your personal data
• Obtain a copy of your data in a portable format
• Opt out of the processing of your data for targeted advertising, the sale of personal data, or certain profiling

To exercise any of these rights, contact us using the information at the bottom of this page. We will not discriminate against you for exercising your privacy rights.

5. Children's Privacy

Our Site is intended for adults seeking insurance filing information and is not directed at children. We do not knowingly collect personal information from anyone under 13.

6. Cookies & Tracking

Our Site may use basic cookies or similar technology for functionality and to understand how visitors use the Site. You can control cookies through your browser settings.

7. Data Security

We use reasonable administrative and technical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top of this page reflects the most recent update.

9. Contact Us

FR44Fast.com, operated by Cochran Insurance Agency, Inc.
538 Piney Forest Rd, Danville, VA 24540
Phone: (866) 793-8227

View our Terms of Service →